Blog Layout

Hey, How Much Will Foam Insulation Cost Me?

Vicki Hafler • June 24, 2019

We won’t lie to you.

Insulating your home, workspace, outbuilding, or other structure with high quality spray foam or cellulose isn’t necessarily going to be cheap. There’s a reason why fiberglass still has the majority of the market—the up-front installation costs are much lower than foam. That’s just the truth.

That said, there’s also a reason why spray foam is quickly catching up, too. Although installation costs are higher, so is the value—as are the medium-to-long-term savings. Installation is affordable to most homeowners (especially with financing options), and the energy savings can add up quickly—the whole project paying for itself in as little as 3-5 years is not uncommon. Plus, you get a safer, cleaner, and more comfortable home to live in!

That said, up front costs are still important for those looking for affordable value. So what can you expect?

A Quick Rule of Thumb

Unfortunately, that’s a hard question to answer, since there are so many different factors that affect the total cost.

The good news is that we provide FREE estimates, so you can get a clearer picture of what the costs might total in your specific situation—and because we have multiple different products we use, we have the flexibility to offer you multiple options in different price ranges to fit your budget. (More on that in a bit.)

That all being said, a very rough rule of thumb is that the cost to insulate a home with spray foam is going to be roughly 3 times the cost of fiberglass batting to install on average. That works out to something like $2,500 to $5,500 for an average sized home with typical insulation needs.

But again, not every situation is typical! Insulating a whole home top to bottom, obviously, is going to cost more than just filling an attic. So the specific project matters a great deal when figuring out the bottom line.

Major Factors That Influence Installation Costs

So let’s break this down a bit. Here are some of the major factors that influence the final total.

How Big Is Your Home?

Obviously, the square footage of your home has a big effect on the cost to insulate. As you might imagine, the bigger the home, the more insulation will likely be needed, and the greater the cost.

A lot of the homes we insulate fall into the “typical single-family home” size range of about 1,500 square feet to about 2,500 square feet. However, we’ve also insulated homes that were smaller, and many that are much, much larger.

Of course, it’s not just the raw square footage that matters. For example, the layout matters as well. Relatively simple one or two story homes with a more or less square footprint will generally be cheaper to insulate than more complex layouts.

Spray Polyurethane Foam for Roof — Hamilton, MI — RetroFoam Of West Michigan

How Much of Your Home Do You Need to Insulate?

As we said, insulating a whole newly constructed home from top to bottom—attics, basements, exterior walls, the whole thing—is going to be significantly more expensive, perhaps reaching $10,000 or more if the highest end products are used. (Partly this is also due to the fact that newly constructed homes are on average much larger than the average existing home.)

That said, most of the existing homes we work on generally do not require “top to bottom” work, depending on what kind of insulation you already have and what your current needs are. We may just be there to insulate your attic, or a new porch or living space above the garage.

But new construction is also the best time to go for the highest quality insulation right out of the gate. If you’re insulating an existing home, your options are much more limited, especially for wall cavities—the RetroFoam product is a great choice, but if you want a different product (for example, a high-end closed cell foam) you’d need to rip out the walls first.

What Type(s) of Foam Do You Need?

So we’ve already alluded to this, but to be clear: there’s actually a huge range of different types of foam products we use (plus cellulose), and the price difference between them is also fairly broad.

The cheapest open cell foam we use on a regular basis costs around 40-70 cents per “board foot” of spray (that’s 12 inches by 12 inches by 1 inch). On the other hand, closed cell foams—which will give you the best overall insulation performance—can range closer to $1 to $1.50 per board foot.

Now, the important thing to consider here is that, because we offer multiple different products, you don’t have to choose just one type of insulation for your entire home. We can mix and match products in different areas in order deliver optimum value at the lowest cost.

For example, if you’ve got an exterior wall with relatively narrow 2x4 studs, you’re more than likely going to want to spend a little more to get a closed cell product with more thermal resistance per inch. But if your studs are wider, or you don’t have to worry about closing the space (such as with an attic or barn workshop) you can usually save some money by using open cell instead.

Is It Really Worth It?

In our opinion, absolutely yes. And not just because we sell and install the stuff! We were our own first client, because the truth is this stuff works.

Again, you do pay more up front than you would for an inferior product like fiberglass. That’s a given.

But just like buying a more fuel-efficient vehicle, the savings begin to add up immediately—especially in a climate as volatile as West Michigan! It is not at all unusual for our clients to report a 30-50 percent reduction in their energy costs after insulating their home with foam, which really doesn’t take all that long to make up the difference of a few thousand dollars over the alternative.

And in the meanwhile, you’ll enjoy:

  • Thermal resistance efficiency that remains constant and doesn’t suddenly drop in extreme cold
  • A much quieter home when the winds blow (or when the neighbor kids are screaming …)
  • Enhanced protection against mold, mildew, water damage, allergens, air infiltration, burrowing pests, and more

Oh, and because foam is much less prone to compression, environmental damage, and pest infiltration than fiberglass, you won’t have to replace it every 20 years. It’ll continue to provide optimum performance for as long as you live in the home—no matter how many decades that might be.

Want to know more about how much your insulation project might cost? Connect with us online or give us a call at (269) 751-2000 for your FREE estimate! We handle pretty much any type of project, from homes to barns to businesses to boat hulls to bridges, and we’d love the opportunity to help you.

Cold Weather — Hamilton, MI — RetroFoam Of West Michigan
By Vicki Hafler 14 Oct, 2019
You know it can get cold around here, but sometimes it gets cold. Remember toward the end of January 2019 and the two words that sent a chill down our area’s collective spine? Polar vortex. Not only was it “record-settingly” cold, it was that way for an extended period of time. Another polar vortex is something we don’t hope for, but it is something all of us should still prepare for. You literally don’t want to be caught in the cold at the times you need warmth the most. Do you have good protection against deep cold? Here are just a few items to consider for your home before winter gets its icy claws dug deep.
Pole Barns — Hamilton, MI — RetroFoam Of West Michigan
By Vicki Hafler 25 Aug, 2019
Post-frame constructed buildings—commonly known as pole barns—originally grew out of necessity. During the great depression, farmers needed cheaper, faster ways of constructing larger and larger barns that could accommodate new farming equipment and tools. What could be cheaper and easier than vertical beams and sheet metal? Today, pole barns are still ubiquitous for all kinds of agricultural buildings. But the post-frame construction technique is also used for garages and storage buildings, warehouses, corporate offices, stores, and even residential spaces. As the use of post-frame construction has expanded, insulating these buildings—especially against the frigid Michigan winters—has become increasingly important. This is whether the buildings are heated or not. And the best way to insulate your pole barn will vary a lot as well, based on how you use it. A simple garage to store a boat in winter? You may not think you need any insulation, although that’s generally not entirely the case. The right kind of insulation can keep out condensation and humidity that can damage your equipment and tools. A storefront, “man cave,” or workshop you plan to spend several hours working in? You’re going to need something much more heavy duty so you can keep the building comfortable (and affordable to heat and cool) year-round. In short, you’ve got options. But let’s start at the beginning.
Lowering Your Heating Bill — Hamilton, MI — RetroFoam Of West Michigan
By Vicki Hafler 25 Aug, 2019
We hate to tell you this as much as you likely hate to hear it, but there’s no stopping the fact: colder weather is coming. And, with colder weather and … that W-word … thoughts naturally gravitate toward home heating. There’s the need to keep warm and comfortable, of course, but there’s also the costs of doing so. Lowering your heating bill is always a worthy goal—not only for your pocketbook, but often for the environment as well. The more energy you conserve in your home heating habits, the less must be generated overall. It’s a win-win for everyone! Here are a few tips on how to lower your heating bill this coming season.
Foam Insulation Cost — Hamilton, MI — RetroFoam Of West Michigan
By Vicki Hafler 24 Jun, 2019
We won’t lie to you. Insulating your home, workspace, outbuilding, or other structure with high quality spray foam or cellulose isn’t necessarily going to be cheap. There’s a reason why fiberglass still has the majority of the market—the up-front installation costs are much lower than foam. That’s just the truth. That said, there’s also a reason why spray foam is quickly catching up, too. Although installation costs are higher, so is the value—as are the medium-to-long-term savings. Installation is affordable to most homeowners (especially with financing options), and the energy savings can add up quickly—the whole project paying for itself in as little as 3-5 years is not uncommon. Plus, you get a safer, cleaner, and more comfortable home to live in! That said, up front costs are still important for those looking for affordable value. So what can you expect?
Big House — Hamilton, MI — RetroFoam Of West Michigan
By Vicki Hafler 22 May, 2019
At RetroFoam of Southwest Michigan, we work on houses, outbuildings, barns, and living spaces of all ages, styles, and sizes—from compact city condos to massive residences out in the countryside. If you happen to own one of those larger houses, you already understand how much it can cost to heat it in the winter and cool it in the summer! If the home is poorly insulated and winter is especially harsh, spending thousands on heating costs in just a single season (and a couple thousand more in the summer if you run the A/C) isn’t at all uncommon. And what if you have a barn, large garage, or workshop that also needs to be heated throughout the year—like we do, for example? Better tack on a couple more zeroes … Not surprisingly, we get a lot of questions about insulating large homes—particularly older farmhouses! For that kind of space, the yearly savings on your insulation investment can be massive . We’ve had a number of former clients tell us that we saved them 40-50% on their annual energy costs. In other words, it doesn’t take long to recoup the upfront costs—and if you’re planning on staying in your home for the foreseeable future, it’s basically a no-brainer. But what does it entail, really?
Front View of Blue House — Hamilton, MI — RetroFoam Of West Michigan
By Vicki Hafler 25 Apr, 2019
Here in West Michigan, we get it all. Frigid winter days with positively arctic wind chills and mountains of lake effect snow? Check. Oppressively humid summer afternoons where 85 degrees feels like it might as well be 800? Check. Going from pleasant spring day, to bomb cyclone snowstorm, and back again within the span of a workweek? You better believe it. So as you can imagine, our insulation needs are pretty high here—and that’s reflected in our building codes . West Michigan straddles the border between climate zones 5 and 6, which have fairly stringent requirements for insulated new construction compared with most of the rest of the country. But even then, those codes have only really been enforced on new or remodeled construction within the last 20 years or so. So if you have an older home (and most Michiganders do—we have the seventh-largest supply of pre-WWII homes of any state in the country), there’s a good chance you’re not getting nearly the performance you need. And if your insulation isn’t up to snuff, you’re paying the price in more ways than one. Financial: It’s not that uncommon for us to help our clients save 30 to 50 percent on their annual energy costs on average just by insulating their homes properly. (And obviously, the more extreme the weather is that year, the more you save.) Comfort: Do you really want to live in a drafty, noisy house that’s always too hot or too cold in a family room or bedroom, regardless of where the thermostat is set? Health: Insufficient insulation allows more allergens, dust, and other contaminants to enter your home, and may contribute to development of mold or mildew. This can have direct, negative consequences for the health of you and your family. So you know you have to insulate your home properly if you want to save money and live comfortably in West Michigan. Got it. Now what? Well, that depends. Here in West Michigan, we have a lot of different types of homes and structures—from hundred-year-old inner-city foursquares, to countryside pole barns, to 50s ranches, split-levels, and modern condos. Some have generous 2x6 studs; others have narrower walls that leave less room for insulation to do its work. And insulation needs don’t just vary by type of structure, but even within a given structure. Attics, interior walls, exterior walls, crawl spaces—all have their own needs one way or another. There’s also a question of what you’re personally looking for. If you’ve got tons of little ones running around—or live in a densely packed neighborhood right next to noisy neighbors—you might want to opt for insulation types that also make good soundproofing, too! So, with all this information to process, where do you even begin? We may be biased, but we think it should begin with a call to RetroFoam of Southwest Michigan. Why? Here are just a few of the reasons we’re West Michigan’s first-call insulation contractor:
Saving Money — Hamilton, MI — RetroFoam Of West Michigan
By Vicki Hafler 27 Mar, 2019
If you’re a regular reader of this blog, you know we’ve talked a lot about how and why foam insulation is way ahead of the pack when it comes to keeping your home cozy and warm in the winter, and comfortably cool in the summer. We’ve even talked about some of its other surprising benefits , including soundproofing, creating a vapor barrier, and even improving the structural rigidity of your home. But these aren’t its only benefits. Foam insulation can save you a lot of green, too! Sure, it might be a little pricier upfront to install than, say, fiberglass. But within a few years (or sometimes even a few months) you’ll easily make that money back—and over the life of your home, the savings can be tremendous. Here are some important ways that foam insulation can save you money.
House with Insulation of Walls — Hamilton, MI — RetroFoam Of West Michigan
By Vicki Hafler 27 Feb, 2019
As a homeowner, you’re probably conditioned to expect that important components of your home are just plain going to fail at least once—and quite possibly multiple times—over the course of your “stay.” Hot water heater? Every 10 years. Furnace or central air conditioner? Maybe 15 years. Roof? Every 20, maybe 25 if you’re lucky. You might be pleasantly surprised to learn, then, that most insulation materials can remain in service quite a lot longer. In fact, manufacturers of various insulation types, including foam, fiberglass, cellulose, and house wrap frequently claim an expected product lifespan of 80 to 100 years … “under ideal circumstances.” Wait … hold up a second. “Under ideal circumstances”? What exactly does that mean? Well, here’s the thing. Insulation isn’t indestructible. Weather, humidity, pests, and even gravity can all take their toll. Roof leaks and water damage can cause mold and mildew to develop. Loose fills can settle and become compacted. Gaps can develop, which causes a drop in the R-value performance—and a corresponding increase in draftiness and heating and cooling costs. And as you might have guessed, not all insulation types resist the practical effects of time equally well. Fiberglass batting, the most common insulation type, is especially vulnerable to environmental hazards: It can fall out of attics and crawl spaces after just 15-20 years. It can settle and compact over time due to gravity. It doesn’t resist mold or mildew as well as foam. It can make an inviting home for burrowing pests. Now, if you live in a perfect world, where nothing ever leaks, pests avoid your home, and gravity … doesn’t exist inside walls? … then sure, maybe you can enjoy 80 years of high-quality insulation from your cheap fiberglass batting. But here in the real world, it’s pretty common to have to replace or upgrade portions of your fiberglass insulation after only 20 years or so due to physical damage, or simply because it just isn’t working as well as it needs to anymore. Fortunately, there’s a better option: spray foam . With this insulation technology, you won’t need nearly as much good fortune to actually get the decades and decades of quality performance promised by the manufacturer: Spray foam holds its shape over time. It won’t sag, compress, or fall out of place. Spray foam is a lot better at resisting water seepage, vapors, and mold and mildew growth. Closed cell foams are particularly good at this, but even open cell is much better than most common non-foam alternatives. Spray foam resists dust, dirt, and other contaminants, which can reduce the effectiveness of other types of insulation. Spray foam repels pests, from rodents to termites, so unwanted critters can’t compromise the energy efficiency of your home. When you insulate with spray foam, you can be confident that your home with remain comfortable in all seasons, and maintain a consistently high level of energy efficiency, for as long as you live there—and probably beyond. (Of course, you get lots of other benefits the other insulating materials can’t match , too!) If your home is feeling drafty, your heating bills are high, and you want an energy-efficient solution that will last and last and last, make sure you give RetroFoam of Southwest Michigan a call today for your free estimate! You can reach us at (269)751-2000 , or request your estimate online.
Insulated House — Hamilton, MI — RetroFoam Of West Michigan
By Vicki Hafler 23 Jan, 2019
Planet earth. It’s the only home we have. And for that reason (and others!), more and more people are considering the environmental impact of their choices before making decisions about what to do or buy. Bringing reusable canvas bags to the grocery store to cut down on plastic bag waste. Switching to paperless billing for your utilities. Using higher-efficiency electric bulbs in your home. In ways both large and small, making eco-friendly lifestyle choices can cut back on pollution and waste, promote cleaner air and water, and protect the big planet that we all call home. And yes, insulating your home is another way you can help protect the earth. Home insulation in general—and foam insulation in particular—are great choices for those who are environmentally conscious.
The Future of Housing — Hamilton, MI — RetroFoam Of West Michigan
By Vicki Hafler 26 Dec, 2018
Housing construction sure has changed a lot over the last, oh, say, hundred years! (Yes, we know the blog is titled the future of housing. Just hang with us for a minute or two here.) If you’ve ever been house hunting anywhere with both older and newer neighborhoods, you’ve probably been able to see some of these changes up close! Even in a home that’s been updated and remodeled many times, you can usually tell the rough age of a home just by how it’s laid out: Boxy four square, two stories with a big front porch, common areas on the ground level, hard wood floors, bedrooms upstairs? You’re probably in something built before WWII, maybe the 20s or 30s. Sprawling one-story ranches with attached garages, relatively open common areas, and bedrooms all on one side? Those were ubiquitous in the 50s and 60s—almost nine out of ten new homes were constructed in the style in these decades. Have a home built with the last decade or two? There’s a good chance it’s an open concept with no significant separation between common spaces (including the kitchen), large windows, flexible rooms, finished basement, etc. Insulation—a topic near and dear to our hearts—has also changed a lot . A hundred years ago, if homes were insulated at all, they might have used simple wood shavings, mineral wool, or even crumpled-up newspaper! Asbestos was a common material used in insulation for mid-century homes—until the health risks associated with it became public knowledge in the 1970s. And it wasn’t really until this century when building and construction codes starting to get serious about making sure homes were properly insulated to what we consider “modern” standards.
More Posts
Share by: